No more waiting for payday—
get the cash you need instantly!
Life doesn’t always go as planned—unexpected expenses can shake even the best-laid budgets.
At Centiflow, we believe no one should have to choose between peace of mind and financial stability.
That’s why we offer fast, fair, and flexible salary advances, helping you bridge financial gaps with confidence—not stress.
Access your salary advance in 4 simple steps
Complete our simple online form—no paperwork, no hassle. Just provide your basic details and employer code to get started.
Our system reviews your request instantly. You'll know within minutes whether your application qualifies for employer approval.
Once your employer approves the advance, funds are disbursed directly to your M-Pesa or bank account—fast and secure.
Repayment is deducted directly from your salary at month-end. No reminders, no late fees—just peace of mind.
Don’t let temporary cash shortages derail your life.
Trusted by thousands. Our impact speaks for itself
We don’t just talk about impact—we live it every day
When school fees came up and I was short, I applied on CentiFlow and had the money in my account before lunch. No long forms, no stress. It’s been a real lifesaver!
I’ve used CentiFlow twice now and I love how transparent they are. No hidden charges, and the repayment plan fits well with my monthly budget. I even recommended it to my colleagues.
Partnering with CentiFlow was one of the best financial wellness decisions we’ve made for our employees. They are fast, professional, and the integration with our payroll was seamless. It has reduced stress-related absenteeism and improved staff morale.
As a healthcare provider, our staff often face emergencies and unpredictable shifts. With CentiFlow, they have peace of mind knowing they can sort financial issues without waiting for payday. It’s become a vital part of our employee support system.
CentiFlow came through for me when my car broke down just before a major delivery. I applied in the morning and had the funds before noon. It saved my job that day—literally. Asante sana!
Approved today, paid today.
No guarantors, no property liens—just your salary.
We don’t rely on CRB checks, so your credit history stays untouched.
Seamless deductions from payroll, so you never miss a due date.
CentiFlow partners with businesses across various sectors to provide fast, hassle-free salary advances for their employees.
